Set Up a Meeting

By scheduling a meeting with us, you'll have the opportunity to engage with our experienced professionals who understand the intricacies of the transportation industry. We'll work closely with you to assess your requirements, identify potential areas for improvement, and tailor a comprehensive logistics strategy designed to enhance efficiency and reduce costs.

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Testimonial

What our clients say about us.

I was hesitant to reach out after my bank told me no for the third time. Wyatt got me pre-approved in a day and funded within 48 hours. I was able to repair my box truck and take on two extra contracts that same week. Eternal Finance is the only reason I didn’t have to turn those jobs down.”

– Mike R., St. Louis, MO

Mike Reynolds

My transmission died on the way to a $5,000 delivery. I called Wyatt, sent him my docs, and he had $18K in my account in 48 hours. I got the truck fixed, finished the job, and even booked two more runs that same week. Banks wouldn’t even return my calls.”

– Marcus J., Box Truck Owner-Operator, St. Louis, MO

Marcus J

Had a last-minute hotshot load to Texas but didn’t have the cash for fuel and repairs. Wyatt got me funded in less time than it takes to load a flatbed. Made the trip, got paid, and covered the loan with one haul. This guy understands drivers.”

– Tim R., Hotshot Driver, Kansas City, MO

Tim Riffe

See if You Qualify

Frequently Asked Questions

How fast can I get funded?

Most of our clients receive funds in 24–48 hours once paperwork is complete. We know in trucking, speed = survival.

Do I need perfect credit?

No. We work with clients with challenged credit, new DOT numbers, or seasonal income. Approval is based more on your revenue and potential than your credit score.

I’m a new authority. Can I still qualify?

Yes. We have programs that work for brand-new authorities, even if you’ve only been operating for a few months.

What funding programs do you offer?

We offer Merchant Cash Advances, Business Lines of Credit, Invoice Factoring, Equipment Financing & Leasing, Fuel Card Programs, and Emergency Repair Funding — all tailored for trucking.

What’s the difference between an MCA and a Business Line of Credit?

An MCA gives you a lump sum now and is repaid from your future receivables. A Line of Credit works like a credit card — use what you need, pay it back, and reuse it.

Will applying hurt my credit?

No. Our pre-qualification process uses a soft pull, which does not affect your credit score.