EFFICIENT
SUPPLY CHAIN
MANAGEMENT
GROUND SHIPPING
Our ground shipping services offer reliable and cost-effective solutions for your overland transportation needs. With a vast network of trucks and experienced drivers, we ensure safe and timely delivery of your goods across the country.
LARGE PROJECTS
At our logistics company, we specialize in handling large-scale projects that require meticulous planning and execution. From heavy equipment transportation to oversized cargo shipments, our team of experts meticulously coordinates every aspect of the process.
FAST FUNDING MORE MILES
PAID
INTERNATIONAL AIR FREIGHT
For time-sensitive shipments across the globe, our international air freight services offer the speed and reliability you need. With a global network of airline partners and strategically located hubs, we ensure your cargo reaches its destination swiftly and securely.
GROUND SHIPPING
Our ground shipping services offer reliable and cost-effective solutions for your overland transportation needs. With a vast network of trucks and experienced drivers, we ensure safe and timely delivery of your goods across the country.
HOTSHOT DELIVERY
At our logistics company, we specialize in handling large-scale projects that require meticulous planning and execution. From heavy equipment transportation to oversized cargo shipments, our team of experts meticulously coordinates every aspect of the process.
VAN DELIVERY
For time-sensitive shipments across the globe, our international air freight services offer the speed and reliability you need. With a global network of airline partners and strategically located hubs, we ensure your cargo reaches its destination swiftly and securely.
What we Offer
we specialize in what others don't
FLEXIBILITY
Approvals Even if the Bank Slams the Door
New DOT? Credit dings? Inconsistent freight? We work with lenders who care about your potential, not just your paperwork. If you’ve got wheels and a work ethic, we’ve got a shot at getting you funded.
LOW BARRIERS
Funding That Fits the Way You Run Your Truck
Every rig runs different. Whether you’re chasing bigger contracts, covering a repair, or smoothing out slow weeks, we match you with the right tool — MCA, Line of Credit, or Invoice Factoring — built for the way owner-operators actually operate.
SPEED OF APPROVAL
Cash in Your Account in 24–48 Hours — No Sitting on the Sidelines
When your truck’s down or fuel prices jump, waiting weeks for the bank is a death sentence. We get you funded in as little as 24–48 hours, so you can grab more loads, stay on the road, and keep the money flowing.
INDUSTRY EXPERTISE
We Speak Trucker — No Fluff, No BS
We know the hustle, the breakdowns, the late-night runs, and the paperwork nightmares. That’s why we cut straight to the offers that actually work for your business, without wasting your time.
INDUSTRY SECTORS COVERAGE
We cover different industry sectors, from food and beverage, chemical, retail, durable goods and more. Check the full list.
MERCHANT CASH ADVANCE
Merchant Cash Advance (MCA) — Cash in 24–48 Hours
Why it matters: When a broker pays late, a repair blindsides you, or a big contract pops up, you can’t wait on bank red tape. MCA gives you fast capital based on your revenue — no perfect credit needed — so you can grab the load, fix the truck, and keep rolling.
BUSINESS LINE OF CREDIT
Your “Anytime” Safety Net
Why it matters: Freight is feast or famine. A line of credit lets you pull cash only when you need it — for fuel spikes, insurance, or covering payroll if you have drivers — and you only pay for what you use. Perfect for staying ahead without being buried in debt.
INVOICE FACTORING
Turn Freight Bills Into Instant Cash
Why it matters: Waiting 30–90 days for a broker to pay? Factoring gets you paid now. No more floating expenses, no more calling brokers for checks. Just steady cash flow that keeps your truck moving and your bills covered.
EQUIPMENT FINANCING
New Rigs, No Roadblocks
Why it matters: Whether you need a second truck, a hotshot trailer, or a reefer unit, we secure financing without killing your cash reserves. That means you can scale up, take higher-paying freight, and grow without draining your bank account.
AND MUCH MORE....
Who we are
MORE THAN JUST A TRUCKING TEMPLATE
We are Trucking, logistics company operating in over 150 countries worldwide, providing great shipping experience to our clients.
THE TRUCKING BRAND
Cozy sphinx waves quart jug of bad milk. A very bad quack might jinx zippy fowls. Few quips galvanized the mock jury box. Quick brown dogs jump over the lazy fox. The jay, pig, fox, zebra, and my wolves quack! Blowzy red vixens fight for a quick jump. Joaquin Phoenix was gazed by MTV for luck. A wizard’s job is to vex chumps quickly in fog. Watch "Jeopardy!", Alex Trebek's fun TV quiz game. Woven silk pyjamas exchanged for blue quartz. Brawny gods just
Operating worldwide
Flexible services
End-to-end solutions
Who we are
Who Am I
At Eternal Finance, we specialize in helping business owners secure the funding they need — even when traditional banks won’t approve. Whether you’re an owner-operator, hotshot driver, contractor, or small business owner, we connect you directly with lenders who approve in days, not months.
We know how frustrating it is to deal with endless paperwork, long wait times, and uncertain answers. That’s why we’ve built a streamlined process to get you pre-qualified quickly and matched with the best funding options for your business. From working capital to equipment financing, we find solutions tailored to your situation — so you can keep your business running, take on more jobs, and seize growth opportunities without delay.
With Eternal Finance, you get speed, transparency, and results — funding designed to keep you moving forward.
Our Partners
Frequently Asked Questions
How fast can I get funded?
Most of our clients receive funds in 24–48 hours once paperwork is complete. We know in trucking, speed = survival.
Do I need perfect credit?
No. We work with clients with challenged credit, new DOT numbers, or seasonal income. Approval is based more on your revenue and potential than your credit score.
I’m a new authority. Can I still qualify?
Yes. We have programs that work for brand-new authorities, even if you’ve only been operating for a few months.
What funding programs do you offer?
We offer Merchant Cash Advances, Business Lines of Credit, Invoice Factoring, Equipment Financing & Leasing, Fuel Card Programs, and Emergency Repair Funding — all tailored for trucking.
What’s the difference between an MCA and a Business Line of Credit?
An MCA gives you a lump sum now and is repaid from your future receivables. A Line of Credit works like a credit card — use what you need, pay it back, and reuse it.
Will applying hurt my credit?
No. Our pre-qualification process uses a soft pull, which does not affect your credit score.
Testimonial
What our clients say about us.
I was hesitant to reach out after my bank told me no for the third time. Wyatt got me pre-approved in a day and funded within 48 hours. I was able to repair my box truck and take on two extra contracts that same week. Eternal Finance is the only reason I didn’t have to turn those jobs down.”
– Mike R., St. Louis, MO
Mike Reynolds
My transmission died on the way to a $5,000 delivery. I called Wyatt, sent him my docs, and he had $18K in my account in 48 hours. I got the truck fixed, finished the job, and even booked two more runs that same week. Banks wouldn’t even return my calls.”
– Marcus J., Box Truck Owner-Operator, St. Louis, MO
Marcus J
Had a last-minute hotshot load to Texas but didn’t have the cash for fuel and repairs. Wyatt got me funded in less time than it takes to load a flatbed. Made the trip, got paid, and covered the loan with one haul. This guy understands drivers.”
– Tim R., Hotshot Driver, Kansas City, MO
Tim Riffe
Get In Touch
ETERNAL FINANCE LLC
OFALLON MISSOURI HWK K
PHONE: 636-318-2250
EMAIL: [email protected]
Hours of Operation:
Mon - Sat 8am to 6pm
Sunday – Closed
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